How Debt Credit Counseling Can Help You
Debt credit counseling helps you pay less than you owe. This is done by negotiating concessions with your creditors. Some of the things you can expect from this service include reduced interest rates and waived late fees. Read on to learn more about debt credit counseling and how it...
How Will a Credit Limit Increase Affect Your Credit Score?
Are you wondering how will a credit limit increase affect your credit score? In this article, you’ll learn what your credit score will look like after requesting an increase, how the change will affect your spending habits, and whether or not you should apply for a higher credit limit....
Debt Consolidation Loans – Benefits and Disadvantages
Are you looking for a loan to consolidate your debt? If so, you can find it from your local bank or credit union. The key to qualifying for a debt consolidation loan is to be pre-qualified by the lender, which will only require a soft credit check. Read on...
Improve Your Credit Score With These Credit Report Tips
Check your credit report for errors. Even though this may seem obvious, making late payments on a credit card can negatively affect your score. There are ways to improve your credit score, though. In this article, we’ll discuss how to check your report regularly and how to dispute any...
Quickly Fix Your Credit Report for Free
If you have discovered errors on your credit report, the first step is to dispute them. Contact the three main credit reporting agencies - Equifax, Experian, and Transunion - to explain your dispute. It is helpful to use a template letter, which will include your name, middle initial, and...
How to File a Dispute with Equifax, Experian, and Transunion
Here we have some quick info and videos that will help you quickly file a dispute on Equifax, Experian, or Transunion. How to File an Equifax Dispute Using the Equifax dispute page is easy, but you should understand the steps involved before you begin. You need to log into...
So, what exactly is a Credit Union?
A credit union is a cooperative, a not-for-profit financial institution that offers loans and savings accounts to its members at low interest rates. As a not-for-profit institution, they receive lower interest rates on savings and loans because they have fewer fees. They also offer free financial counseling to members....
Credit History Checks and Reports
A credit history check is an important part of the application process for hiring a finance or accounts person. It is often difficult to locate relevant information on a candidate’s background, particularly if they’ve had several bankruptcy filings. Luckily, there are many free and paid services that will help...
Some Quick Credit Tips For Teens
Providing your teen with a credit card is a big step, but it doesn’t have to be difficult. Fortunately, there are some basic credit tips for teens that will help them build a good financial history. Getting a credit card is like learning how to tie a shoe: it...
Team USA Credit Repair Review
https://teamusacreditrepair.com/https://www.facebook.com/teamusacreditrepair/ If you want to raise your credit score, Team USA Credit Repair may be the company for you. Their services have helped many people boost their scores by as much as 369 points, with an average increase of over 140 points. If you are concerned about your credit...