Family Savings Credit Union

Posted On September 6, 2022

Family Savings Credit Union is an Alabama-based financial institution, providing services to its members in 12 counties. The credit union is federally insured and NCUA-accredited. The CU’s mission is to help people build financial security and to help them achieve their personal financial goals. Members of this institution enjoy a range of financial services, including loans, savings accounts, and credit cards.

NGAGE Savings account

Family Savings Credit Union offers two types of accounts: the NGAGE Spending Account and the NGAGE Savings Account. For the former, you need to be a member of the credit union. You must also make a minimum deposit of $25 to open the account. For the latter, you need to enroll in electronic documents.

NGAGE Savings Accounts are great for those who want to earn higher interest rates on their savings. You can earn more money in your savings account with a NGAGE account if you make at least 12 debit card transactions or make one ACH electronic deposit during the qualification cycle. You can qualify for a higher rate if your balance is greater than $15,000; there is no penalty if you do not meet the minimum balance requirement. The NGAGE Savings account offers many perks and no monthly maintenance fees.

An NGAGE Savings Account is a convenient way to start saving for retirement. It offers a range of services, including online banking, mobile banking and mortgage options. The account is also available to family members. It is open to residents of Georgia and Alabama counties and has a number of convenient branches in the state.

NGAGE Spending account

If you’re a senior citizen, you may qualify for an NGAGE Spending account at Family Savings Credit Union. This account is open to individuals 50 and older, and you must have a minimum deposit of $25 to open one. There is no monthly service charge and no minimum balance requirement, but if you have an account that doesn’t qualify for the higher rewards, FSCU has the right to convert it to a Freedom Checking account, which will require a $3 account maintenance fee. Your account has several benefits, including unlimited check writing and a free box of checks. You’ll also be reimbursed for any fees incurred at a nationwide ATM.

NGAGE Spending Accounts are a great way to save money and get rewards from your regular spending habits. You can earn points just for using your debit card 12 times a month or having at least one electronic deposit. FSCU also does not charge a monthly account maintenance fee, and you can access your money from anywhere you have a wireless connection.

NGAGE Rewards account

To be eligible for an NGAGE Rewards account at Family Savings Credit Union, you must have a checking or savings account at the credit union. You must have a minimum deposit of $25 to open an account. During the Monthly Qualification Cycle, at least 12 debit card transactions and one ACH transaction must post to your account. It may take a day or more for transactions to post to your account. Transactions made with non-Family Savings debit cards and ATMs do not qualify.

Family Savings Federal Credit Union is a not-for-profit financial cooperative with multiple locations in Georgia and Alabama. Founded in 1951, it offers personal financial services to its members. It offers mobile banking and digital wallets that enable you to pay with your smartphone. These wallets also provide past payment history, added security, and options for storing multiple cards.

NGAGE Rewards account requirements

If you want to receive higher rewards from your Family Savings Credit Union checking account, you must meet the qualifications for a NGAGE Rewards account. To qualify, your checking account must have a minimum balance of $25. You may need to make multiple transactions per month to meet the NGAGE requirements, and each transaction may take one or more business days to post. Those who qualify should also enroll in electronic documents (eDocuments) to ensure that their account will be kept free of charges.

There are many advantages to owning an NGAGE Savings account, including the tax advantages of automatic payments. This type of account is also part of a Family Savings IRA, so you’ll get to enjoy tax benefits now and in the future. Regardless of what type of account you choose, there is a great opportunity for you to save money.

You can use the app to find the nearest branch, ATM, and even receive important alerts. The app is available for both Windows 10 Mobile and Windows Phone 8.1, but may be subject to fees. As an added bonus, you can also use your smartphone to access your account through their online and in-person services. Besides providing a wide range of banking services, Family Savings Credit Union also offers a digital wallet. These digital wallets are a great way to save your credit card information and make online payments. Plus, you can store multiple cards in the wallet, which can be very convenient.

NGAGE Rewards account eligibility

NGAGE Rewards accounts can earn higher interest rates than regular savings accounts. However, you must qualify to open one of these accounts. To do so, you must make at least a minimum deposit of $25 into an account. However, this amount can be higher if you have a larger balance.

Family Savings Federal Credit Union is a financial cooperative that has multiple branches in Georgia and Alabama. Founded in 1951, it offers personal financial services to its members. For instance, the credit union offers digital wallets, which allow you to pay for items with your smartphone. You can also keep track of past payments, store multiple cards, and receive important notifications.

NGAGE Rewards account terms

To receive NGAGE Rewards, you must make at least twelve debit card purchases and one ACH electronic deposit during your monthly qualification cycle. You must also enroll in eDocument notices. The account may take several days to settle before you can receive rewards. However, your earnings may be reduced by fees, so you should take note of these. Non-qualifying transactions include ATM-processed transactions, transfers between accounts, and Bill Pay transactions. You must also have a Family Savings debit card.

The NGAGE Spending Account earns a base dividend rate when not qualified, and a higher dividend rate when qualified. You can also receive refunds for ATM fees. In addition, this account is free to use, and there is no monthly account maintenance fee. However, the FSCU reserves the right to convert your account to a Freedom Checking account, which may have a $3.00 monthly maintenance fee.

Family Savings Federal Credit Union is a financial institution with several branches in Alabama and Georgia. It was founded in 1951 and offers a wide range of financial services to its members. For example, they offer digital wallets for their members. This allows you to pay for things using your smartphone, and it also provides added security. Plus, you can keep track of past payments. In addition, the digital wallet allows you to store multiple cards in one convenient location.

NGAGE Rewards account maintenance

If you would like to earn higher rewards on your checking and savings accounts, you need to qualify for an NGAGE Spending Account or NGAGE Savings account with Family Savings Credit Union. You can open only one of these accounts per social security number. However, you should be aware that fees and penalties may reduce your earnings. You can also sign up for eDocuments to ensure that you can receive your monthly statements electronically. If you do not enroll in eDocuments, your account will be converted into a Master Share account, which will earn a lower interest rate and incur a $3 maintenance charge each month. NGAGE Savings accounts are a great way to save money and have more cash on hand. In addition to offering convenient access to your money, these accounts are tax-favored. Members who open an NGAGE Savings account can earn rewards by doing things that they already do. For example, using your debit card 12 times or making one electronic deposit per month will earn you points toward free gift cards. The best part is that you can access your money anytime, anywhere.